Table of Contents:
- Sample Letter
- Live Editing Assistance
- How to Use Live Assistant
- Additional Template Options
- Download Options
- Share via Email
- Share via WhatsApp
- Copy to Clipboard
- Print Letter
- FAQs
Sample Application for Change of EMI Date
To,
The Bank Manager,
______________ (Name of the Bank),
______________ (Address)
Date: __ /__ / ____ (Date)
From,
_____________ (Name),
_____________ (Address)
Subject: Request to change EMI date
Respected Sir/Madam,
This is to bring in your notice that, I am ___________ (Name) and my residential address is __________ (Address).
I have an ongoing ____________ (home loan/vehicle loan/education loan/personal loan /other loan) in your bank since __________ (Days/Months/Years). The amount deducted for the EMI is ___________ (Amount).
The date of the EMI deduction from my account is __________ (Date) and I want to change it to ______________ (Date). The reason for changing the account is _____________ (Salary is late/other needs/mention your reason in detail).
Kindly change the EMI date and let me know the official paperwork required for the same.
Thank you,
____________ (Name),
____________ (Contact),
____________ (Signature)
Live Editing Assistance
Live Preview
How to Use Live Assistant
The Live Assistant feature is represented by a real-time preview functionality. Here’s how to use it:
- Start Typing: Enter your letter content in the "Letter Input" textarea.
- Live Preview: As you type, the content of your letter will be displayed in the "Live Preview" section below the textarea. This feature converts newline characters in the textarea into
<br>tags in HTML for better readability.
Additional Template Options
The letter writing editor allows you to start with predefined templates for drafting your letters:
- Choose a Template: Click one of the template buttons ("Start with Sample Template 1", "Start with Sample Template 2", or "Start with Sample Template 3").
- Auto-Fill Textarea: The chosen template's content will automatically fill the textarea, which you can then modify or use as is.
Download Options
Click the "Download Letter" button after composing your letter. This triggers a download of a file containing the content of your letter.
Share via Email
Click the "Share via Email" button after composing your letter. Your default email client will open a new message window with the subject "Sharing My Draft Letter" and the content of your letter in the body.
Share via WhatsApp
Click the "Share via WhatsApp" button after you've composed your letter. Your default browser will open a new tab prompting you to send the letter as a message to a contact on WhatsApp.
Copy to Clipboard
If you want to copy the text of your letter to the clipboard:
- Copy to Clipboard: Click the "Copy to Clipboard" button after composing your letter.
- Paste Anywhere: You can then paste the copied text anywhere you need, such as into another application or document.
Print Letter
For printing the letter directly from the browser:
- Print Letter: Click the "Print Letter" button after composing your letter.
- Print Preview: A new browser window will open showing your letter formatted for printing.
- Print: Use the print dialog in the browser to complete printing.
FAQs
- Q: Can I change my EMI deduction date?
- A: Yes, many banks allow customers to change their EMI deduction dates upon request, subject to certain conditions.
- Q: What information do I need to provide to request an EMI date change?
- A: You need to provide your loan details, current EMI deduction date, preferred new date, and the reason for the change.
- Q: Will changing the EMI date affect my loan tenure or interest rate?
- A: Generally, changing the EMI date does not affect the loan tenure or interest rate, but it's advisable to confirm with the bank.
- Q: How long does it take for the EMI date change to be processed?
- A: The processing time varies depending on the bank's procedures, but it usually takes a few days to a couple of weeks.
- Q: Is there a fee for changing the EMI date?
- A: Some banks may charge a nominal fee for processing the EMI date change request. It's recommended to check with your bank for any applicable charges.
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