The Manager,
__________ (Bank Name),
__________ (Branch Address)

Date: __/__/____ (Date)

Subject: Non-Payment of Loan

Respected Sir/Madam,

I am writing to inform you about the current status of my loan account with your bank. My name is _________ (Name), and I hold a ___________ (Type of loan account) in your branch with the account number _________ (account number).

Due to unforeseen circumstances, I am finding it difficult to make the scheduled payments on my loan account. I understand the importance of meeting financial obligations, and I take full responsibility for the delay. In this regard, I am writing to provide an explanation for the delay in loan payment. The reasons for this delay include ________ (briefly mention the reasons). I am actively working to address these challenges and am committed to resuming regular payments as soon as possible.

I kindly request your understanding and cooperation during this challenging period. If there are any specific procedures or documentation required to discuss and address this matter further, please inform me, and I will provide the necessary information.

If you have any inquiries, please feel free to contact me at ___________ (contact details).

Thank you for your understanding.

_________ (Your Name)
_________ (Your Signature)
_________ (Contact Number)