What Is NPCI?
NPCI is the short term for National Payment Corporation Of India. It is a non-profit organization established by RBI (Reserve Bank Of India) and IBA (Indian Banks Association) in 2008.
What is Mapping in NPCI?
Mapping is the process of linking a Bank Account with an Aadhaar number which is assisted by the NPCI for DBT (Direct Benefits Transfer) to the respective bank that has linked the Aadhaar number to the bank account in order to receive Direct Benefits from the Government Of India in the account for which the customer has given the consent.
How to change the DBT Account?
If you are unable to receive any government benefits, direct benefits, or any other subsidy related benefits due to frozen account, due to closure of bank account, due to inactivity of bank account, or any other reason that is seeded to Aadhaar Card. You can change your seeded bank account easily. For this, you have to visit the bank where you want to receive benefits and simply submit the NPCI Seeding Aadhaar Form.
What to keep in mind while writing an Application:
- Mention previous account details.
- Mention IIN Number.
- Mention the reason for changing the account.
Sample Request letter to Bank for Changing Account mapped with NPCI to avail Direct Benefits Transfer.
The Branch Manager,
_____________ (Bank Name),
_____________ (Branch Name/Address)
Date: __/__/____ (Date)
I do hold a __________ (Current/Saving- Mention Your Account Type) bank account in your branch/bank in my name _____________ (Your Name) bearing account number __________ (Account Number)
I would like to state that I currently have an account in __________ (Name of the bank) with IIN number ________________ (IIN number) and is seeded with NPCI Mapper for Receiving Direct Benefits from the Government of India.
Due to the reason (freeze account/ closure of bank account/ inactivity of bank account/ or any other reason) I request you to kindly change my NPCI account and get it linked to the account with details mentioned below:
Name Of Account Holder: _______________
Customer ID of Holder: _______________
Account number: _______________
As per the requirements, I am attaching an Aadhar seeding form along with this application. Kindly assist in doing the needful. I shall be grateful.
__________ (Your Name),
__________ (Account Number),
__________ (Contact Number)
Note: For availing account change facility regarding DBT. Bank may ask to submit the application in the presence of the account holder and submit relevant documents like DBT Form, Aadhaar Linking/Seeding Form, Customer Request Form, Copy of Aadhaar, KYC, any other as required by the Bank along with application form. For change account to avail DBT request you to kindly contact your Bank
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