Writing an effective letter to close a bank account requires clarity and politeness. Begin with a formal address to the branch manager, clearly stating the intention to close the account and providing necessary details like account number and reason for closure. Ensure all required documents are enclosed and politely request the leftover balance to be returned as per bank norms. It's important to maintain a respectful tone throughout the letter and avoid ambiguity or omission of essential information.

Table of Contents:

Letter Regarding Close Savings Bank Account - Letter to Bank About Closing Savings Account

To,
The Branch Manager,
____________ (Name of the bank)
____________ (Branch Address)

Date: __/__/____ (DD/MM/YYYY),

Subject- Closure of the bank account (Bank Account number)

Respected sir,

I, ____________(Name) holding a ____________ (Saving/Current/etc.) account in your branch. I am writing this letter to request you to close my ____________ (Credit/Debit/Saving/Current/etc.) account bearing account number ____________ (Account no.).  The reason for closure is due to  ___________ (reason for not using the account in future, eg. shifting abroad/ Shift to location where brach is not available/ poor service/personal/ unavoidable reasons tc.).

Details of the account are mentioned below:
Account holder/s name: ____________
Account number: ____________
Name of the Branch: ____________
IFSC code: ____________

Please return the leftover balance once account is closed through ____________ (demand draft/cash/cheque) as per bank norms.

As per bank requirement, I am enclosing ___________ (Account closure form, KYC, other documents if applicable) with the application.

Thanking you,

Kind regards,
____________ (Name)
____________ (Address),
____________ (Contact Number)

 

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FAQs

  1. How do I address a letter to close my bank account?
    • Start with a formal salutation like "Dear Sir/Madam" or "To the Branch Manager" followed by a clear statement of your intention to close the account.
  2. What details should I include in the letter?
    • Mention your account number, account type, reason for closure, and request the mode of leftover balance disbursement. Ensure to enclose any required documents as per the bank's instructions.
  3. Is there a specific format for the closure request letter?
    • While there's no rigid format, maintain a formal tone throughout the letter. Include a subject line indicating the purpose of the letter, a polite greeting, and relevant account details.
  4. How should I conclude the letter?
    • End the letter with a polite expression of gratitude for their attention to the matter and sign off with your name, address, and contact number for reference.
  5. What if I have additional questions or need assistance?
    • You can contact the bank directly for any queries or assistance regarding the closure process. Ensure to include your contact information in the letter for easy communication.

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