Writing an effective letter, such as a request to close a recurring deposit account before maturity, requires clarity and politeness. It's important to clearly state the purpose of the letter and include all necessary details, such as account numbers and reasons for closure. Avoid common pitfalls like using unclear language or omitting important information. Always remember to maintain a polite tone throughout the letter.

Table of Contents:

Sample Letter for Closing RD Account Before Maturity

The Branch Manager,
______ (Bank Name)
______ (Branch)
______ ( Branch Address)

Date: __/__/____ (Date)

Subject: Premature Closure of RD No. _______ (Recurring deposit number which you want to close before maturity)


I am holding a Recurring Deposit A/C No. ____ (RD Number) in the name of ____ (Name). My recurring deposit no. ________ which is due for maturity on ______ (date of maturity). I need this money for _______ (personal) reasons due to which I want to close the recurring deposit before the maturity date.

Kindly close the RD before maturity and credit the amount in my _______ (type of account) account No. ____ (Account Number)

Thanking You,

Signature: ________
Name: ________
Contact: ________


  • RD Receipt/ RD Advice
  • KYC Documents (if applicable)
  • Customer Request Form (if applicable)

Live Editing Assistance

Live Preview

How to Use Live Assistant

The Live Assistant feature is represented by a real-time preview functionality. Here’s how to use it:

  • Start Typing: Enter your letter content in the "Letter Input" textarea.
  • Live Preview: As you type, the content of your letter will be displayed in the "Live Preview" section below the textarea. This feature converts newline characters in the textarea into <br> tags in HTML for better readability.

Additional Template Options

The letter writing editor allows you to start with predefined templates for drafting your letters:

  • Choose a Template: Click one of the template buttons ("Start with Sample Template 1", "Start with Sample Template 2", or "Start with Sample Template 3").
  • Auto-Fill Textarea: The chosen template's content will automatically fill the textarea, which you can then modify or use as is.

Download Options

Click the "Download Letter" button after composing your letter. This triggers a download of a file containing the content of your letter.

Share via Email

Click the "Share via Email" button after composing your letter. Your default email client will open a new message window with the subject "Sharing My Draft Letter" and the content of your letter in the body.

Share via WhatsApp

Click the "Share via WhatsApp" button after you've composed your letter. Your default browser will open a new tab prompting you to send the letter as a message to a contact on WhatsApp.

Copy to Clipboard

If you want to copy the text of your letter to the clipboard:

  • Copy to Clipboard: Click the "Copy to Clipboard" button after composing your letter.
  • Paste Anywhere: You can then paste the copied text anywhere you need, such as into another application or document.

For printing the letter directly from the browser:

  • Print Letter: Click the "Print Letter" button after composing your letter.
  • Print Preview: A new browser window will open showing your letter formatted for printing.
  • Print: Use the print dialog in the browser to complete printing.


  1. How can I request the premature closure of my recurring deposit account?
    • You can write a formal letter addressed to the branch manager of your bank requesting the premature closure of your recurring deposit account before its maturity date.
  2. What information should I include in my premature closure letter?
    • Ensure to include your account details, such as the RD number and maturity date, along with a clear explanation of why you require the funds before maturity.
  3. Is it necessary to enclose any documents with the premature closure letter?
    • Yes, it's advisable to enclose documents like the RD receipt or advice, KYC documents if applicable, and a customer request form if required.
  4. How long does it typically take for a bank to process a request for premature RD closure?
    • The processing time may vary depending on the bank's procedures, but it's advisable to inquire about the expected timeline when submitting your request.
  5. Can I withdraw the entire amount deposited in my RD account prematurely?
    • Yes, you can typically withdraw the entire amount prematurely, but banks may charge a penalty or apply certain conditions, so it's best to inquire about these details beforehand.

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