When writing a complaint letter to the bank about not receiving a No Objection Certificate (NOC) for a loan, it's important to be clear and polite. Start by introducing yourself and providing your loan account details. Mention that you have fully paid the loan amount and state the date of the final payment. Specify how long you have been waiting for the NOC and request the bank to issue it promptly. Ensure all necessary details are included to make your complaint clear and actionable.

Table of Contents:

Sample Letter for NOC for a Loan not Received

The Manager,
__________ (Bank Name),
__________ (Branch Address)

Date: __/__/____ (Date),

Subject: NOC for a loan not received

Dear Sir/ Madam,

My name is ________ (name) and I do hold a loan account in your branch having account number ________ (account number).

I am writing this letter in reference to the above-mentioned loan. I would like to inform you that I have already paid the complete amount on __/__/____ (date) in a tenor of ______ (mention tenor). The final payment was done on __/__/____ (date). But, it is more than ______ (no. of days/week/months), and I have not received the NOC for the same.

Therefore, I request you to kindly provide the same at your earliest. I need the same for ________ (purpose).

Thanking you,
_________ (Signature)
_________ (Your name),
_________ (Contact number)

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  1. What should I include in my complaint letter about not receiving the NOC?
    • Include your name, loan account number, the date of the final payment, the tenor of the loan, and how long you have been waiting for the NOC. Clearly request the issuance of the NOC.
  2. How do I address the bank manager in the letter?
    • Start with "To," followed by "The Manager," then mention the bank's name and branch address. Begin the letter with "Dear Sir/Madam."
  3. What should I do if I haven't received the NOC for a long time?
    • Write a polite complaint letter to the bank manager, providing all relevant details and requesting the prompt issuance of the NOC.
  4. How should I describe the purpose of needing the NOC?
    • Clearly state why you need the NOC in your letter (e.g., for transferring the ownership of a vehicle, for legal documentation purposes).
  5. What contact details should I include in my letter?
    • Include your signature, name, and contact number at the end of the letter for further communication.

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