When writing a request letter for the reversal of service charges, it’s important to be clear and polite. Start by addressing the bank appropriately and include your account details. Clearly state your request for a waiver of the service charges and explain the reason behind your request. Always thank the bank for considering your request. Avoid using unclear language and ensure all necessary details are included to help the bank process your request efficiently.
Sample Letter: Request Letter to Bank for Reversal of Service Charges
To,
The Branch Manager,
___________ (Name of the Bank),
___________ (Address of the Bank),
Date: __/__/____ (Date)
Subject: Request for Reversal of Service Charges
Respected Sir/Madam,
Courteously, this is to inform you that my name is _______________ (name) and I hold a savings/current/business/other account with your bank. My account number is _____________ (mention account number).
I am writing this letter to request a reversal of the service charges amounting to __________ (mention amount) that were recently deducted from my account on __/__/____ (Date) (mention date). The charges were incurred due to ________________ (reason for charges, e.g., minimum balance requirement not met/transaction fees/other).
I kindly request the waiver of these charges as ________________ (explain reason for waiver request, e.g., unexpected financial hardship/first-time occurrence/long-term customer/other). I have been a loyal customer of your bank for ___________ (mention duration) and have always maintained my account in good standing.
I am hopeful that my request will be considered favorably. If you need any further information or documentation, please feel free to contact me at __________ (contact details).
Thank you for your kind consideration and time. I shall be highly obliged.
Regards,
___________ (Name)
___________ (Account Number)
___________ (Account Type)
___________ (Contact Number)
___________ (Email Address)