When drafting a letter to request a refund of excess interest charges from a bank, it's important to maintain clarity and politeness. Clearly state your name, account number, and the type of account you hold. Clearly explain the discrepancy in the interest charges and request for a reversal of the excess charges. Express gratitude and hope for a prompt resolution.
Sample Letter to Bank for Refund of Charges
To,
The Manager,
__________ (Name of the Bank)
__________ (Name of the Branch)
Date: __/__/____ (Date)
Subject: Request for refund of excess interest charges
Respected Sir/Madam,
My name is __________ (Your Name) holding account number __________ (mention your account number). I have a __________ (Type of account-savings/current/loan/credit card/other) account in your bank __________ (Name of the Bank).
This letter is to bring to your notice that I have been charged with __________ (interest charges levied) instead of __________ (actual interest) on ________ (Mention details). Kindly look into the matter and help reverse the excess interest charges. Hoping to receive the refund at the earliest.
Thanking you,
__________ (Signature)
__________ (Name)
__________ (Account Number)
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Deepanshu Thakral