When drafting an application letter to the bank for not clearing a cheque, it's essential to maintain clarity and politeness. Clearly state your name, account number, cheque details including the payee name, amount, and cheque number. Provide a valid reason for stopping the payment and request immediate action from the bank.

Table of Contents:

Sample Request Letter to Bank for Not Making Payment

From,
__________(Name of the Account Holder)
__________(Address)

Date: __/__/____(Date)

To,
The Branch Manager,
__________(Name of the Bank)
__________(Name of the Branch)
__________(Address)

Subject: Application for not clearing cheque

Respected Sir/Madam,

With due respect, my name is __________(Name of the Account Holder) holding account number __________ (Mention Your Account Number). I am writing this letter to inform you that have issued a cheque in favour of __________(Name of the Payee, could be a party/ individual/ company) for the sum amount of __________(Mention Amount) on date ________(Date).

I request you to kindly stop payment of the cheque __________(Mention cheque number) due to __________(Reason to stop the payment – Already paid via other platform/ cheque lost /cheque alteration, any other reason).

Therefore, I would like you to stop the payment immediately. Kindly confirm that you will take the necessary action and do the needful as soon as possible.

Thanking you,

__________(Name)
__________(Address)
__________(Contact details)

Live Editing Assistance

Live Preview

How to Use Live Assistant

The Live Assistant feature is represented by a real-time preview functionality. Here’s how to use it:

  • Start Typing: Enter your letter content in the "Letter Input" textarea.
  • Live Preview: As you type, the content of your letter will be displayed in the "Live Preview" section below the textarea. This feature converts newline characters in the textarea into <br> tags in HTML for better readability.

Additional Template Options

The letter writing editor allows you to start with predefined templates for drafting your letters:

  • Choose a Template: Click one of the template buttons ("Start with Sample Template 1", "Start with Sample Template 2", or "Start with Sample Template 3").
  • Auto-Fill Textarea: The chosen template's content will automatically fill the textarea, which you can then modify or use as is.

Download Options

Click the "Download Letter" button after composing your letter. This triggers a download of a file containing the content of your letter.

Share via Email

Click the "Share via Email" button after composing your letter. Your default email client will open a new message window with the subject "Sharing My Draft Letter" and the content of your letter in the body.

Share via WhatsApp

Click the "Share via WhatsApp" button after you've composed your letter. Your default browser will open a new tab prompting you to send the letter as a message to a contact on WhatsApp.

Copy to Clipboard

If you want to copy the text of your letter to the clipboard:

  • Copy to Clipboard: Click the "Copy to Clipboard" button after composing your letter.
  • Paste Anywhere: You can then paste the copied text anywhere you need, such as into another application or document.

For printing the letter directly from the browser:

  • Print Letter: Click the "Print Letter" button after composing your letter.
  • Print Preview: A new browser window will open showing your letter formatted for printing.
  • Print: Use the print dialog in the browser to complete printing.

FAQs

  • Why would I need to stop payment on a cheque?
    • You might need to stop payment due to various reasons such as loss of cheque, payment made via another method, or any discrepancies in the transaction.
  • How can I ensure the bank stops the cheque payment promptly?
    • Clearly state your request, provide all necessary details including cheque number and reason, and request confirmation of action taken.
  • Is it necessary to provide contact details in the letter?
    • Yes, providing contact details ensures the bank can reach you for any further clarification or communication regarding your request.
  • Can I stop payment on a cheque after it has been issued?
    • Yes, you can request a stop payment on a cheque as long as it has not been processed or cleared by the bank.
  • What happens after I submit a request to stop payment on a cheque?
    • The bank will typically freeze the payment process for the specified cheque and may require your confirmation or additional information before taking further action.

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