When writing a request letter to HR for a loan against gratuity, it's essential to be clear, polite, and include all necessary details. Clearly state your intention to apply for a loan against your gratuity amount, specify the desired loan amount and repayment duration, and authorize the use of your gratuity amount as collateral. Express gratitude and maintain a professional tone throughout the letter.

Sample Letter to HR for Loan Against Gratuity

To,
The HR Manager,
__________ (Company Name),
__________ (Address)

Date: __/__/____ (Date)

From,
__________ (Name),
__________ (Employee ID)

Subject: Requesting loan against gratuity

Sir/ Madam,

My name is _________ (Name) and I am working in _______ (Department) of your reputed and highly esteemed company i.e. _________ (Company Name). My employee ID is _______ (employee ID).

As per the company’s policy, I would like to apply for a loan against the gratuity amount. I am willing to borrow a loan of amount _______ (Amount). I ensure that I will be repaying the amount within _______ (Duration) and in case I fail to repay the amount I authorize you to use my gratuity amount for repayment of the loan.

I shall be highly obliged.

Thanking You,
________ (Signature),
________ (Name),
________ (Contact Number)

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