When drafting a request letter to the bank for a No Objection Certificate (NOC) for a loan, ensure clarity, politeness, and inclusion of all necessary details. Address the branch manager respectfully, specify the loan type and account number, mention that all EMIs or dues have been cleared, and clearly state the purpose for which the NOC is required. Request prompt issuance of the NOC and express gratitude.
Sample Letter to Bank for No Objection Certificate for Loan
To,
The Branch Manager,
_______ (Bank Name)
_______ (Branch)
_______ ( Branch Address)
Date: __/__/____(Date)
Subject: Application for issuance of NOC (No Objection Certificate)
Sir/Madam,
I, ________ (Name) residing at _____ (Address) have taken _______ (car loan/home loan/housing loan/personal loan/education loan) loan account number __________ (loan account number) from your branch in the year _____.
I have already paid all the EMI /Dues of the mentioned loan account number. Now I required NOC from the Bank of loan account for ____________ (purpose of NOC).
I hereby request you to kindly issue a No Objection Certificate from the above said mentioned loan account number at the earliest.
Thanking You,
Signature: __________
Name: ___________
Loan Account No.: __________
Contact: ___________
Live Editing Assistance
Live Preview
How to Download, Print, or Share Letter
After writing, you can easily print, email, or save your letter — even share it through WhatsApp.
Need help? See our Live Assistant Help Guide.
FAQs
- What is a No Objection Certificate (NOC) in banking?
- A No Objection Certificate (NOC) is a document issued by a bank confirming that it has no objection to a specific action or request made by the account holder, such as loan closure, property sale, or vehicle transfer.
- Why do I need a No Objection Certificate (NOC) for a loan?
- A No Objection Certificate (NOC) serves as proof that you have fulfilled all financial obligations related to your loan, and the bank has no objection to your request, such as loan closure or property transfer.
- How do I request a No Objection Certificate (NOC) for my loan?
- You can request a No Objection Certificate (NOC) for your loan by writing a formal letter addressed to the branch manager of your bank, specifying your loan details, mentioning that all dues have been cleared, and stating the purpose for which the NOC is required.
- What documents do I need to submit along with the No Objection Certificate (NOC) request?
- Typically, you may need to submit a copy of your loan agreement, identification documents, and any other relevant documents specified by the bank, along with your request for the No Objection Certificate (NOC).
- How long does it take to receive a No Objection Certificate (NOC) from the bank?
- The processing time for a No Objection Certificate (NOC) request varies depending on the bank's internal procedures. However, banks usually aim to process such requests promptly, and you can follow up with the branch manager for updates on the status of your request.