When writing a letter to the bank regarding a failed IMPS transaction, it's important to maintain clarity and politeness. Clearly state your name, account details, transaction information, and the issue faced. Request the bank to investigate the matter and either reverse the amount or transfer it to the beneficiary's account. Provide your contact details for further communication.

Table of Contents:

Sample Complaint about the imps failed transaction but amount got debited

To,
The Branch Manager,
_____________ (Name of Bank),
_____________ (Address)

Date: __ / __ / ____ (Date)

From,
_____________ (Name),
_____________ (Address)

Subject: Complaint about the imps failed transaction but amount got debited

Sir/Madam,

Respected, I am ___________________ (Name) a ________________ (savings/ current- Mention bank account type) account holder in your bank for last _________ (Duration) months/years.

I am writing this letter to inform you about the failed transaction from my account ___________________ (Account number) on __________ (Date) done using ________ (Mobile banking/Internet Banking) having transaction number ______________ (transaction number) amounting __________ (Amount).

While making the transaction amount got debited and I received a failed payment notification from the bankside with reference number ________ (reference number). Also, the beneficiary has not received any money yet.

I request you to kindly look into the matter and either reverse the amount or transfer it to the beneficiary’s account ________________ (beneficiary’s name/ account). I shall be highly obliged.

For any queries you may contact me on:
Contact Number: _____________
Email ID: ______________

Thanking you.

Yours faithfully,
__________ (Name),
__________ (Signature)

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FAQs

  • Q: What should I do if my IMPS transaction fails but the amount gets debited?
    • A: Write a letter to the bank informing them of the failed transaction, providing details such as transaction number, date, and amount, and request them to investigate and rectify the issue.
  • Q: What information should I include in the letter regarding the failed IMPS transaction?
    • A: Mention your name, account details, transaction information (transaction number, date, and amount), and specify that despite the failure, the amount was debited from your account.
  • Q: How can I contact the bank regarding the failed transaction?
    • A: Provide your contact details such as phone number and email address in the letter, so the bank can reach out to you for further communication.
  • Q: What documents should I attach to the letter?
    • A: You may attach any relevant documents such as the failed payment notification, KYC proofs, or any other documentation related to the transaction.
  • Q: What if the bank does not respond to my letter?
    • A: If you do not receive a response within a reasonable time frame, follow up with the bank through email, phone calls, or visit the branch to ensure the matter is addressed promptly.

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