When writing a letter to request a returned cheque from your bank, it's essential to maintain clarity and politeness throughout. Begin with a formal greeting and concise subject line, then introduce yourself as a bank account holder. Clearly state the issue regarding the bounced cheque, including relevant details such as the cheque number, amount, and reason for the bounce. Politely request the returned cheque and provide your contact information for any queries. End the letter with a formal closing. Avoid common pitfalls like unclear language or omitting necessary details.
Sample Application for Collecting Return Cheque
To,
The Branch Manager,
_____________ (Name of Bank),
_____________ (Address)
Date: __ / __ / ____ (Date)
From,
_____________ (Name),
_____________ (Address)
Subject: Request for return cheque
Sir/Madam,
Respectfully, my name is ___________________ (Name) and I am a ________________ (savings/ current- Mention bank account type) account holder in your branch for last _________ (Duration) months/years.
I am writing this letter to inform you that on __________ (Date) I deposited a cheque bearing cheque number ____________ (Cheque Number) in name of ____________ (Name of beneficiary) for an amount of Rs. _________ (Amount). The cheque was deposited in ____________ (Branch) but due to __________________ (Insufficient amount/ signature differ/cheque stale/date error/payee name differ/ any other difference – Mention reason) cheque got bounced.
I request you to kindly provide me with the returned cheque at the earliest. I shall be thankful.
Should you have any queries, you may contact me on:
Contact Number: _____________
Email ID: ______________
Thanking you.
Yours faithfully,
__________ (Name),
__________ (Signature)
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Sandeep Bhandari