When writing a letter to request a returned cheque from your bank, it's essential to maintain clarity and politeness throughout. Begin with a formal greeting and concise subject line, then introduce yourself as a bank account holder. Clearly state the issue regarding the bounced cheque, including relevant details such as the cheque number, amount, and reason for the bounce. Politely request the returned cheque and provide your contact information for any queries. End the letter with a formal closing. Avoid common pitfalls like unclear language or omitting necessary details.

Table of Contents:

Sample Application for Collecting Return Cheque

To,
The Branch Manager,
_____________ (Name of Bank),
_____________ (Address)

Date: __ / __ / ____ (Date)

From,
_____________ (Name),
_____________ (Address)

Subject: Request for return cheque

Sir/Madam,

Respectfully, my name is ___________________ (Name) and I am a ________________ (savings/ current- Mention bank account type) account holder in your branch for last _________ (Duration) months/years.

I am writing this letter to inform you that on __________ (Date) I deposited a cheque bearing cheque number ____________ (Cheque Number) in name of ____________ (Name of beneficiary) for an amount of Rs. _________ (Amount). The cheque was deposited in ____________ (Branch) but due to __________________ (Insufficient amount/ signature differ/cheque stale/date error/payee name differ/ any other difference – Mention reason) cheque got bounced.

I request you to kindly provide me with the returned cheque at the earliest. I shall be thankful.

Should you have any queries, you may contact me on:
Contact Number: _____________
Email ID: ______________

Thanking you.
Yours faithfully,
__________ (Name),
__________ (Signature)

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The Live Assistant feature is represented by a real-time preview functionality. Here’s how to use it:

  • Start Typing: Enter your letter content in the "Letter Input" textarea.
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FAQs

  • Can I request the returned cheque from any bank official?
    • Typically, the request for a returned cheque should be addressed to the Branch Manager or an authorized bank representative.
  • What information should I provide in the request letter for a returned cheque?
    • Include details such as the date of deposit, cheque number, beneficiary's name, and the reason for the cheque being returned.
  • Is it necessary to mention my contact details in the request letter?
    • Yes, providing your contact number and email address allows the bank to communicate with you easily regarding the returned cheque.
  • What should I do if I need the returned cheque urgently?
    • It's advisable to mention the urgency in your request letter and follow up with the bank via phone or email to expedite the process.
  • Should I express gratitude in the request letter for a returned cheque?
    • Yes, ending the letter with a polite expression of thanks shows appreciation for the bank's assistance and professionalism.

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