___________ (Bank Name),
Date: __/__/____ (Date)
Subject: Non-Maintenance of minimum balance
Respected Sir/ Madam,
With utmost courtesy, I would like to state that my name is ________ (Name) and I am holding a ________ (Savings/ Current) account in your branch having account number _________ (Account Number).
Respected, the scheme I opted for, has a minimum balance limit of __________ (Minimum Balance – Amount) and due to the reason __________ (Job loss/ unavailability of funds – Mention Reason) I am unable to maintain the minimum balance in my bank account.
Therefore, I request you to kindly change my account scheme to another scheme with the minimum balance required of _____ (Amount) so that I will not have to bear the penalty levied upon me for not maintaining the minimum balance.
__________ (Contact Number)
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