When writing a request letter to a bank for a temporary overdraft, clarity and politeness are essential. Clearly state your account type, branch details, and the duration of your banking relationship. Specify the purpose of the overdraft and request information regarding fees and interest rates. Provide accurate account details and contact information for a prompt response.
Sample Letter to Bank for Temporary Overdraft
To,
Branch Manager,
_____________ (Bank Name),
_____________ (Address)
Date – __/__/____ (Date)
Respected Sir/Madam,
I am ________(type of bank account – Saving/Current/other) account holder of your bank, branch _______( Branch address) _______ since ____ (mention duration). I am wrting this letter to inform you that I would like to avail temporary Overdraft facility against the ________ (FD/MF/Shares/securities/property/other).
In this regard, I would request you to please share the information about OD fees and the Rate of Interest. Please find my banking relationship details mentioned below:
Account Details –
Account Holder Name –
Registered Number –
Customer ID –
Looking forward to your early response.
Yours faithfully,
________ (Sender’s Name)
________ (Sender’s contact details)
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Sandeep Bhandari