When writing a request letter to the bank for stop payment of a lost cheque, clarity and politeness are essential. Clearly state the reason for the request, provide all necessary details such as account holder name, account number, cheque number, amount, cheque date, party name, and reason for stop payment. Attach any required documents and express gratitude for their assistance.

Table of Contents:

Sample Letter to Bank for Stop Payment of Lost Cheque

To,
The Branch Manager,
____________ (Name of the Bank)
____________ (Bank Address)

Date: __/__/____ (Date)

Subject: Request for stop payment of lost cheque bearing no. ________ (lost cheque number)

Dear Sir/Madam,

With due respect, my name is  __________ (Your Name) and I am holding a ____________ (type of bank account) account in your bank _______ (branch name) branch having account number __________ (Bank account number).

I am writing this letter to request you to kindly stop the cheque payment of cheque no. _______ (cheque number) with details mentioned below:

Account Holder Name: ________ (Name of the account holder)
Account Number: ________ (Account number)
Cheque Number: __________ (lost cheque number)
Amount: __________ (cheque amount)
Cheque Date: ________ (date on the cheque)
Party Name: _________ (cheque issue in the name of)
Cheque Stop Payment Reason: __________ (mention reason with code – if applicable)

I request you to kindly stop the cheque payment of the above-mentioned account urgently. As per the requirement, Please find all relevant documents ___________ (documents attached details) along with the application.

Regards,
________ (Your Name)
________ (Account Number)
________ (Contact Number)

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How to Use Live Assistant

The Live Assistant feature is represented by a real-time preview functionality. Here’s how to use it:

  • Start Typing: Enter your letter content in the "Letter Input" textarea.
  • Live Preview: As you type, the content of your letter will be displayed in the "Live Preview" section below the textarea. This feature converts newline characters in the textarea into <br> tags in HTML for better readability.

Additional Template Options

The letter writing editor allows you to start with predefined templates for drafting your letters:

  • Choose a Template: Click one of the template buttons ("Start with Sample Template 1", "Start with Sample Template 2", or "Start with Sample Template 3").
  • Auto-Fill Textarea: The chosen template's content will automatically fill the textarea, which you can then modify or use as is.

Download Options

Click the "Download Letter" button after composing your letter. This triggers a download of a file containing the content of your letter.

Share via Email

Click the "Share via Email" button after composing your letter. Your default email client will open a new message window with the subject "Sharing My Draft Letter" and the content of your letter in the body.

Share via WhatsApp

Click the "Share via WhatsApp" button after you've composed your letter. Your default browser will open a new tab prompting you to send the letter as a message to a contact on WhatsApp.

Copy to Clipboard

If you want to copy the text of your letter to the clipboard:

  • Copy to Clipboard: Click the "Copy to Clipboard" button after composing your letter.
  • Paste Anywhere: You can then paste the copied text anywhere you need, such as into another application or document.

For printing the letter directly from the browser:

  • Print Letter: Click the "Print Letter" button after composing your letter.
  • Print Preview: A new browser window will open showing your letter formatted for printing.
  • Print: Use the print dialog in the browser to complete printing.

FAQs

  • Why should I request a stop payment for a lost cheque?
    • Requesting a stop payment prevents unauthorized individuals from cashing the lost cheque, protecting your account from potential fraud.
  • What information should I provide when requesting a stop payment?
    • You should provide details such as the account holder's name, account number, cheque number, amount, cheque date, party name, and the reason for stop payment.
  • Is there a fee for requesting a stop payment?
    • Banks may charge a nominal fee for processing stop payment requests, which varies depending on the bank's policies and the type of account.
  • How long does it take for a stop payment request to be processed?
    • Stop payment requests are typically processed promptly upon receipt, but it's advisable to follow up with the bank for confirmation.
  • What should I do if the cheque is found after requesting stop payment?
    • If the cheque is found after requesting stop payment, inform the bank immediately to cancel the stop payment request and ensure the cheque can be cashed as usual.

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