When writing a request letter to the bank for stop payment of a lost cheque, clarity and politeness are essential. Clearly state the reason for the request, provide all necessary details such as account holder name, account number, cheque number, amount, cheque date, party name, and reason for stop payment. Attach any required documents and express gratitude for their assistance.

Table of Contents:

Sample Letter to Bank for Stop Payment of Lost Cheque

The Branch Manager,
____________ (Name of the Bank)
____________ (Bank Address)

Date: __/__/____ (Date)

Subject: Request for stop payment of lost cheque bearing no. ________ (lost cheque number)

Dear Sir/Madam,

With due respect, my name is  __________ (Your Name) and I am holding a ____________ (type of bank account) account in your bank _______ (branch name) branch having account number __________ (Bank account number).

I am writing this letter to request you to kindly stop the cheque payment of cheque no. _______ (cheque number) with details mentioned below:

Account Holder Name: ________ (Name of the account holder)
Account Number: ________ (Account number)
Cheque Number: __________ (lost cheque number)
Amount: __________ (cheque amount)
Cheque Date: ________ (date on the cheque)
Party Name: _________ (cheque issue in the name of)
Cheque Stop Payment Reason: __________ (mention reason with code – if applicable)

I request you to kindly stop the cheque payment of the above-mentioned account urgently. As per the requirement, Please find all relevant documents ___________ (documents attached details) along with the application.

________ (Your Name)
________ (Account Number)
________ (Contact Number)

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  • Why should I request a stop payment for a lost cheque?
    • Requesting a stop payment prevents unauthorized individuals from cashing the lost cheque, protecting your account from potential fraud.
  • What information should I provide when requesting a stop payment?
    • You should provide details such as the account holder's name, account number, cheque number, amount, cheque date, party name, and the reason for stop payment.
  • Is there a fee for requesting a stop payment?
    • Banks may charge a nominal fee for processing stop payment requests, which varies depending on the bank's policies and the type of account.
  • How long does it take for a stop payment request to be processed?
    • Stop payment requests are typically processed promptly upon receipt, but it's advisable to follow up with the bank for confirmation.
  • What should I do if the cheque is found after requesting stop payment?
    • If the cheque is found after requesting stop payment, inform the bank immediately to cancel the stop payment request and ensure the cheque can be cashed as usual.

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