To,
The Manager,
__________ (Bank Name),
__________ (Branch Address)

Date: __/__/____ (Date),

Subject: Reversal of charges

Respected Sir/ Madam,

I am __________ (Name) and I am holding a credit card from your bank under __________ (Scheme) scheme bearing card number ________ (credit card number).

I am writing this letter to inform you that as per the requirement for a reversal annual fee waiver, I made spending of _________ (Amount) and for which I am entitled to a reversal of annual maintenance charges amounting _________ (Amount) which was due on __/__/____ (Date) but unfortunately, it has not yet been processed. I request you to kindly look into the matter and do the needful.

I believe you will consider this a genuine request. I look forward to hearing back from you at the earliest. You may contact me at _______ (Contact number).

Thanking you,
_________ (Signature)
_________ (Your name),
_________ (Contact number)

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