When writing a request letter for overdraft protection for a business account, be clear and polite. Introduce yourself and provide information regarding your business and account. Make a clear request for the overdraft facility, explain the reason, and provide necessary details and documentation. Always thank the recipient for considering your request. Avoid unclear language and ensure all essential information is included.

Sample Letter: Request Letter to Bank for Overdraft Protection

The Branch Manager,
___________ (Name of the bank),
___________ (Branch address),

Date: __/__/____ (Date)

Subject: Request for Overdraft Protection for Business Account

Respected Sir/Madam,

With due respect, my name is _______________ (name), and I am the owner of ___________ (name of the business), which holds a business account with your bank. The account number is _______________ (mention account number).

I am writing this letter to request an overdraft facility for my business account. This facility is required to manage cash flow effectively due to ___________ (reason: seasonal variations in sales, pending receivables, unexpected expenses, etc.). I am requesting an overdraft limit of ___________ (mention amount) for a duration of ___________ (mention duration).

Please find attached the necessary documents for your reference, including ___________ (mention any relevant documents like financial statements, business plan, etc.). Your consideration of this request would greatly support the smooth operation of our business activities.

Thank you for your kind consideration and time. If you need to contact me for further information or clarification, please reach me at ___________ (contact details).

___________ (Name)
___________ (Business name)
___________ (Account number)
___________ (Contact details)