When drafting a request letter for a No Objection Certificate (NOC) for a home loan, clarity and politeness are essential. Clearly state your name, address, and home loan account number. Provide details about the loan amount and confirmation of timely repayments. Clearly state the purpose for which you require the NOC. Omitting crucial details or using unclear language may lead to delays or misunderstandings. A courteous tone helps convey sincerity and cooperation.
Sample Letter to Bank for No Objection Certificate of Home Loan
To,
The Manager,
__________ (Bank),
__________ (Address)
Date: __/__/____ (Date)
Subject: No Objection Certificate for a home loan
Respected Sir/Madam,
Respected, I am _____________ (Name) and I reside at __________ (Location) of _________ (City). I would state that I am holding a home loan account in your branch and my account number is ___________ (Home Loan Account Number).
I applied for a home loan amounting to ___________ (Amount) for the purchase of a property and as per my personal, as well as bank records I have paid all loan amounts. All installments were paid successfully and on time without any penalties. I request you to kindly issue a NOC letter in my name in regard to this loan. I am in need of the NOC for __________ (Personal Records/ Property Documentation/Sell-Mention Purpose).
Therefore, I request you to kindly issue the NOC in my name home loan account number __________ (home loan account number).
Thanking you,
Yours Truly/Faithfully,
____________ (Signature)
____________ (Name),
____________ (Contact Number)
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Deepanshu Thakral