When writing a request letter for a duplicate No Objection Certificate (NOC) from a bank, it's crucial to maintain clarity and politeness. Clearly state your name, address, and loan account details. Specify the reason for needing the duplicate NOC and mention how the original was lost or damaged. Omitting essential details or using unclear language may lead to delays in processing. A polite tone helps convey sincerity and cooperation.
Table of Contents:
- Sample Letter
- Live Editing Assistance
- How to Use Live Assistant
- Additional Template Options
- Download Options
- Share via Email
- Share via WhatsApp
- Copy to Clipboard
- Print Letter
- FAQs
Sample Letter to Bank for Issuance of Duplicate No Objection Certificate
To,
The Manager,
__________ (Bank),
__________ (Address)
Date: __/__/____ (Date)
Subject: NOC for loan _______ (loan account details)
Respected Sir/Madam,
Respected, I would like to inform you that my name is ________ (Name) and I am a resident of __________ (Address) and I do carry a loan account in your branch. My account number is ___________ (Account Number).
I am writing this letter to request you for issuance of duplicate NOC for my ___________ (Home/ Vehicle/ Education) loan. I would state that on __/__/____ (Date), I applied for a loan for $ __________ (Amount) in your bank, and to my knowledge, I have repaid the loan. Also, I was issued a NOC for the loan. But, unfortunately, my NOC got _______________ (Misplaced/ Damaged/ Burnt/ Spoiled – Mention).
Therefore, I request you to kindly issue me a duplicate copy of the requested NOC. I require this for __________ (Personal Records/Audit Purpose – Mention requirement).
I shall be highly served for your kind response.
Thanking you,
Yours Truly/Faithfully,
____________ (Signature)
____________ (Name),
____________ (Contact Number)
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FAQs
- Q: What is a No Objection Certificate (NOC) for a loan?
- A: A No Objection Certificate (NOC) is a document issued by the bank confirming that the borrower has repaid the loan in full and there are no outstanding dues.
- Q: Why would someone need a duplicate No Objection Certificate (NOC) for a loan?
- A: If the original NOC is lost, damaged, or misplaced, a borrower may need a duplicate NOC as proof of loan clearance.
- Q: Is there any fee associated with obtaining a duplicate No Objection Certificate (NOC)?
- A: Some banks may charge a nominal fee for issuing a duplicate NOC. It's advisable to inquire about any applicable fees beforehand.
- Q: How long does it take to receive a duplicate No Objection Certificate (NOC) from the bank?
- A: The processing time for a duplicate NOC may vary depending on the bank's procedures and workload. It's recommended to check with the bank regarding the expected timeline.
- Q: Can a duplicate No Objection Certificate (NOC) be requested online or must it be collected from the bank branch?
- A: It depends on the bank's policies. Some banks may offer online requests and issuance of duplicate NOCs, while others may require the borrower to visit the branch in person.
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