When drafting a letter to cancel a mortgage loan application, it's important to maintain clarity and politeness. Start with a respectful salutation addressing the bank manager. Clearly state your name, customer status, and details of the mortgage application you wish to cancel, including the date and amount. Provide a brief reason for the cancellation and express hope for a prompt response. Include your contact information for any queries.

Table of Contents:

Sample Mortgage Loan Application Cancellation Letter

The Manager,
__________ (Name of the bank),
__________ (Address)

Subject: Cancellation of mortgage application

Dear Sir/Madam

I am __________ (your name) and I am a customer of your bank i.e. _________ (Bank name) for the past ______ (months/ years).

On __/__/_____ (date) I applied for a mortgage loan in your bank amounting to __________ (mention amount) for a tenor of __________ (tenor). I apologetically write this to you to request you the cancellation of the above-mentioned application. The reason behind the cancellation is _________ (mention reason).

Kindly consider this a genuine request. I look forward to an immediate response from your side and look forward to hearing back from you at the earliest. You may contact me at _____________ for any query.

Thanking you in advance.

Thanking you,
_______ (signature),
_______ (name),
_______ (contact number)

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The Live Assistant feature is represented by a real-time preview functionality. Here’s how to use it:

  • Start Typing: Enter your letter content in the "Letter Input" textarea.
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Additional Template Options

The letter writing editor allows you to start with predefined templates for drafting your letters:

  • Choose a Template: Click one of the template buttons ("Start with Sample Template 1", "Start with Sample Template 2", or "Start with Sample Template 3").
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  • Q: Can I cancel my mortgage application at any time?
    • A: Yes, you have the right to cancel your mortgage application at any stage of the process.
  • Q: Do I need to provide a reason for canceling my mortgage application?
    • A: While not mandatory, providing a brief reason for cancellation helps the bank understand your circumstances better.
  • Q: Will canceling my mortgage application affect my credit score?
    • A: Canceling an application should not directly affect your credit score, but it's best to confirm with your bank.
  • Q: How long does it take for the bank to process a cancellation request for a mortgage application?
    • A: The processing time may vary, but banks typically aim to address such requests promptly.
  • Q: Is there a fee for canceling a mortgage application?
    • A: Generally, there shouldn't be a fee for canceling a mortgage application, but it's advisable to check with your bank for any specific policies.

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