sample letter to bank regarding an incorrect transaction for credit card , a dispute letter to bank for credit card

When writing a dispute letter for a credit card transaction, it's crucial to maintain clarity and politeness while addressing the issue. Clearly state the problem, provide necessary details about the transaction, and request prompt investigation and resolution from the bank. Maintain a professional tone throughout the letter and provide contact information for further communication.

Table of Contents:

Sample Letter About Wrong Credit Card Transaction

To,
____________
____________
____________ (Receiver’s details)

Date: __/__/____ (Date)

Subject: Letter for the wrong transaction __________ (transaction details)

Dear Sir/ Madam,

I am writing this letter to inform you about the credit card dispute that I am facing. While going through my credit card expenditure I observed that there’s a transaction of ________ (Amount) which is wrongly showing in my account.

As per the statement, this transaction took place on __/__/____ (Date) at __:__ (Time) but I did not use my credit card to make any purchases. I request you to thoroughly check this false activity and help me remove the charges.

I am expecting this investigation to begin soon. In case of any queries, you may contact me at _________ (Contact number) or __________@____.___ (email ID).

It would be very kind of you if you can look into this matter as soon as possible. I look forward to hearing back from you at the earliest.

Thank you in advance.

Yours sincerely,
___________ (Signature),
___________ (Name),
___________ (Contact Number)

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FAQs

  • How should I address the recipient of the dispute letter?
    • Address the recipient respectfully as "Dear Sir/Madam" or use their official title if known.
  • What information should I include about the disputed transaction?
    • Provide details such as the transaction amount, date, and time, as well as any other relevant information available on the credit card statement.
  • Is it necessary to request an investigation in the letter?
    • Yes, it's essential to request a thorough investigation into the unauthorized transaction to resolve the issue.
  • Should I provide contact information for further communication?
    • Yes, include your contact number and email address to facilitate communication with the bank regarding the dispute.
  • How should I conclude the letter?
    • End the letter with a polite expression of gratitude for their attention to the matter and a statement anticipating their prompt response.

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