Professional sample letter format for Request Letter to Bank for Not Maintaining Minimum Balance – Letter to Bank Manager for Not Maintaining Minimum Balance
Letter Template

Request Letter to Bank for Not Maintaining Minimum Balance – Letter to Bank Manager for Not Maintaining Minimum Balance

Kshitij Tarun
January 23, 2021
Writing Tips
When drafting a letter to the bank regarding non-maintenance of the minimum balance, it's essential to maintain a polite and clear tone. Clearly state your name, account details, and the reason for not being able to maintain the minimum balance. Request the bank to change your account scheme to avoid penalties.

Letter to Bank Manager for Not Maintaining Minimum Balance

To,
The Manager,
___________ (Bank Name),
___________ (Address)

Date: __/__/____ (Date)

Subject: Non-Maintenance of minimum balance

Respected Sir/ Madam,

With utmost courtesy, I would like to state that my name is ________ (Name) and I am holding a ________ (Savings/ Current) account in your branch having account number _________ (Account Number).

Respected, the scheme I opted for, has a minimum balance limit of __________ (Minimum Balance – Amount) and due to the reason __________ (Job loss/ unavailability of funds – Mention Reason) I am unable to maintain the minimum balance in my bank account.

Therefore, I request you to kindly change my account scheme to another scheme with the minimum balance required of _____ (Amount) so that I will not have to bear the penalty levied upon me for not maintaining the minimum balance.

Thanking You,

__________ (Signature)
__________ (Name),
__________ (Contact Number)

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