When drafting a request letter to the bank for a loan settlement certificate, clarity and politeness are crucial. Start with a respectful salutation and a clear subject line indicating the purpose of the letter. Provide essential details such as your name, loan account type, duration of holding the account, loan amount, tenure, and repayment details. Clearly state the reason for the request and express gratitude for their assistance. End the letter with a courteous closing and provide your contact details for further communication.
Sample Request Letter to Bank for Loan Settlement Certificate
To,
The Branch Manager,
_____________ (Bank Name),
_____________ (Branch Name/ Address)
Date: __/__/____ (Date)
Subject: Request for loan settlement certificate of loan account __________ (loan account number)
Respected Sir/Madam,
This is to bring into your kind concern that my name is ____________ (Name) and I am a _____________ (Loan account – Mention loan account type) account holder in your branch for last _________ (Duration) months/ years.
I am writing this letter to inform you that on __________ (Date) I took a loan of amount Rs. __________ (Amount) with a tenure of __________ (Duration) stating _____________ (Number of installments) EMIs. With all terms and conditions accepted, I applied for the loan. But due to some issues I paid the settlement amount at once and repaid the total amount _____________ (Amount) dated _________ (date).
Mentioned below are details of my loan:
Loan Number: _______________
Account Number: _______________
Tenor: _______________
I have repaid the loan amount as per Bank terms and conditions. Therefore, I request you to kindly issue a loan settlement certificate in my name at the earliest. I shall be highly served.
Thanking you,
Yours Truly,
__________ (Signature)
__________ (Name),
__________ (Contact Number)
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Sandeep Bhandari