The Bank Manager,
___________ (Name of the Bank),
Date: __ /__ / ____ (Date)
___________ (Name of the individual),
Subject: Request letter to lower the bank interest rate
My name is _________ (Name) and I hold a _________ (savings/current/others) account in your bank. My bank account number is _______________ (Bank account Number).
I have taken a _____________ (Home/educational/others) loan worth ___________ (Mention the amount) from your bank. I am required to pay an interest of ____________ (Mention the interest rate and amount) every month. I would like to say, that I have some financial issues coming up; __________________ (Urgent home issues/medical issues/Mention your issues very clearly in detail).
I humbly request you to please lower the interest rate because of the above-mentioned reason. I will attach the loan papers and receipts for your kind perusal.
I shall appreciate it if there is a response from your side after looking at my case.
Yours ____________ (Sincerely/Faithfully),
Enclosed: Loan Papers and receipt
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